Will Bank Interest Rates Go Down In 2025 For Mortgages

Will Bank Interest Rates Go Down In 2025 For Mortgages. Whether 2025 emerges as an ideal year to refinance depends on several factors, including the number of times the fed cuts interest rates and by how much. However, fixed mortgage rates have only gone up since the fed started cutting — a powerful reminder that mortgages aren’t priced by the fed, but by investor appetite and individual lenders.

Similarly, cutting rates has the opposite effect. Jan 27 to feb 2, 2025;